William J. Denius
Bill is a Shareholder at Killgore Pearlman where he practices consumer defense litigation, creditors’ rights and commercial litigation. He has been practicing law for more than 20 years and assists businesses and finance companies with the defense of consumer claims, replevins/recovery and other litigation matters. Bill has also assisted automotive companies with their compliance needs. He has successfully handled a number of jury and non-jury trials, arbitrations and appeals. Bill has received an AV rating by Martindale-Hubbell, the preeminent and highest possible rating in both legal ability and ethical standards. He is admitted to practice in all federal courts in the state of Florida, including all bankruptcy courts in the state of Florida, as well as the Eleventh Circuit Court of Appeals. More...
- American Bar Association, Business Law Section, Consumer Financial Services Committee
- American Bar Association, Litigation Section
- American Financial Services Association (AFSA)
- National Automotive Finance Association, Legal Committee (NAF)
- Association of Credit and Collection Professionals (ACA International)
- National Creditors’ Bar Association (NARCA)
- Florida Creditors’ Bar Association (FLCBA)
- Orange County Bar Association (OCBA)
- Central Florida Bankruptcy Law Association (CFBLA)
- National Automotive Finance Association, Consumer Credit Compliance Certification (2016)
- Frequently Used Terms in Automobile Finance Transactions, American Bar Association, Business Law Section (Consumer Financial Services Committee), co-drafter (2017)
- Is That A Train I Hear Comin’: CFPB Releases Outline of Proposals to Overhaul Debt Collection, Non-Prime Times (Official Publication of the National Automotive Finance Association) (September/October 2016)
- When That Hotline Bling Can Only Mean One Thing: Guidance in Dealing With Stop Call Requests, Non-Prime Times (Official Publication of the National Automotive Finance Association) (March/April 2016)
- Filing Proofs of Claims on Old Debts, Non-Prime Times (Official Publication of the National Automotive Finance Association) (September/October 2014)
- Looking Back: A Reflection on Some Notable TCPA Cases, Non-Prime Times (Official Publication of the National Automotive Finance Association) (January/February 2014)
- Watch Your Step: Guidance in Collecting Consumer Debts, Non-Prime Times (Official Publication of the National Automotive Finance Association) (October 2013)
- The Social Network: Guidance in Dealing With Consumers via Social Media, Non-Prime Times (Official Publication of the National Automotive Finance Association) (March/April 2013)
- Tug of War: What To Do When a Repair Shop Has Your Car, Non-Prime Times (Official Publication of the National Automotive Finance Association) (May/June 2012)
- The Fast and the Furious: Superior Security Interests May Mean Free Tires and Wheels, Etc., Non-Prime Times (Official Publication of the National Automotive Finance Association) (November/December 2011)
- Summary of Post-Repossession Rights and Obligations (Repossession Manual), Florida Independent Automobile Dealers Association
- Shifting Sands – A Changing (and Challenging) Legal Landscape (Communications With The Customer), National Automotive Finance Association’s Non-Prime Auto Financing Conference (June 1, 2017)
- “Stop Breaking the Law” and Other Things We Should Tell Our Clients (The TCPA), National Automotive Finance Association’s Non-Prime Auto Financing Conference (June 2, 2016)
- Why Dealers Get Sued And How To Avoid It, AutoStar Innovate Conference (September 22, 2014)
- The TCPA: What Is It, What Does It Prohibit and Staying in Compliance, National Automotive Finance Association’s Non-Prime Auto Financing Conference (May 29, 2014)
- Social Media Risks, National Automotive Finance Association’s Non-Prime Auto Financing Conference (June 6, 2013)
- Repossessions, National Automotive Finance Association’s Non-Prime Auto Financing Conference (May 31, 2012)
- Ninth Judicial Circuit Grievance Committee
- Past President and Board Member, Epilepsy Association of Central Florida, Inc.
Contact
(407) 425-1020
(407) 839-3635
wjdenius@kpsds.com
Assistant: Emily Forhay (eforhay@kpsds.com)
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Practice Areas
Shareholder and AV Peer Review Rated • Has Been Practicing for 18 Years
Education
- Juris Doctor, cum laude, University of Miami School of Law, 1996
- Bachelor of Business Administration, Emory University, 1993
- Bachelor of Science, Emory University, 1993
Professional Associations
- American Bar Association, Business Law Section, Consumer Financial Services Committee
- American Bar Association, Litigation Section
- American Financial Services Association (AFSA)
- National Automotive Finance Association, Legal Committee (NAF)
- Association of Credit and Collection Professionals (ACA International)
- National Creditors’ Bar Association (NARCA)
- Florida Creditors’ Bar Association (FLCBA)
- Orange County Bar Association (OCBA)
- Central Florida Bankruptcy Law Association (CFBLA)
Bar Admissions
- The Florida Bar
- United States Court of Appeals, Eleventh Circuit
- United States District Courts for the Middle, Southern and Northern Districts of Florida
- United States Bankruptcy Courts for the Middle, Southern and Northern Districts of Florida
Certifications
- National Automotive Finance Association, Consumer Credit Compliance Certification (2016)
Civic Activities
- Ninth Judicial Circuit Grievance Committee
- Past President and Board Member, Epilepsy Association of Central Florida, Inc.
News Articles


Watch Your Step: Justice Department Reaches Yet Another Settlement with Auto Finance Company for Violating SCRA
Over the last couple of years, it seems I keep seeing the same headline over and over: “Justice Department settles…
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CFPB Releases Outline of Proposals to Overhaul Debt Collection
By William J. Denius In late July, the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) released its outline of proposals…
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Repossessions: Recent Developments in Auto Finance
By William J. Denius Recent action by federal regulators pertains to an area of particular interest to me, and in…
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The Social Network: Guidance In Dealing With Consumers Via Social Media
In The Social Network, a movie about the creation of Facebook, “Sean Parker” and “Mark Zuckerberg” converse about the potential…
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The Fast And The Furious: Superior Security Interests May Mean Free Tires And Wheels, Etc.
Over the course of the last several years, a number of automotive financing companies have asked me an interesting and…
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After Repossession, Can You Keep Items Added To The Vehicle By The Customer?
A buy-here-pay-here dealer called me the other day inquiring as to whether it could keep – after repossessing a vehicle…
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